DearFile.

For the people who depend on you

If something happened tomorrow… would your family know where to begin?

One file. Five sections. Free to start. Your family has a clear map to everything that matters.

Your family keeps read-only access forever, even if DearFile closes.

No passwords. No account numbers. Only the details to find them.

Start my file free See the file

Emergency missed call at 2:47 AM from Mercy General Hospital

Private by defaultNo passwords stored Free to start, no card neededYour family keeps access forever

Free forever

$79/yr

Full access

$199 once

Lifetime

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Try it yourself. See your file take shape.

Answer five questions. Watch your family file build in real time. Save it free when you are done.

Step 1 of 5 · People

2 AM. The hospital just called.

Who should your family call first?

A spouse, adult child, close friend, or attorney.

Your DearFile

Building your file...

First, call

A name and number to call

Life insurance

Who to call to file a claim

Spare key

Where to find it

Health note

Allergies, doctor, medications

Personal note

A message from you

Your file builds here as you fill it in.

The note we hear most: “I should have done this sooner.”

“I set this up before a long work trip. My husband knew exactly where everything was. I came home to a calm household. That was the whole point.”

Sara

38, Ohio

Set up before a two-week trip abroad

I hope you never need what I built.

My dad organized everything into a black bag. Documents, policies, contacts. He had a neck injury that left him paralyzed when I was one, and he ran our family's life from a wheelchair and over the phone. He was always prepared.

When he died, I was thousands of miles away. My mom was in shock. The bag was right there in the house. We just could not find it. She could not think clearly. I had no idea where to look.

DearFile is the map your family can reach, wherever they are, whatever they are feeling. A map, not a vault. No passwords. Just the trail to follow.

Start my file free

Ben · Founder, DearFile

What your family actually sees

Not a wall of documents. A clear, readable file.

People, insurance, household, health, a personal note. No account numbers, no passwords, no policy numbers. We never ask for them.

DearFile

From: Sarah Mitchell

Access open

People

Primary doctor

Dr. Karen Osei

Attorney

James Liu, Esq.

Accountant

Robert Torres CPA

Access Clues & Keys

Northwestern Mutual

Life insurance · Agent: Rachel Kim

Chase Bank

Checking · Call 800 number, ask for estate dept

Fidelity

401(k) · Contact HR for beneficiary info

Household

Spare key

Under the back porch planter

Water shutoff

Left side of garage, red handle

Wi-Fi

Wi-Fi clue: dog name + birth year

Personal note

“Everything here is organized so you don't have to search. Start with the people section. I love you and I wanted to make this easier for you.”

Shared by Sarah on June 14, 2026. Accessible anytime. Printable.

What the file holds

A map, not the keys.

DearFile stores the details your family needs to find your accounts. Not the credentials to access them.

Institution name (Chase, Fidelity, Northwestern Mutual)
Insurance type and contact agent
Contact person and phone number
Health preferences and a personal note
Who to call, where to go

Never stored

Passwords or PINs
Account numbers or card numbers
Login credentials of any kind
Social Security numbers
Online banking access details

Your family gets the directions. The account stays yours.

You decide who gets in. And when.

You choose who sees it

Trusted contacts confirm their role before accessing anything. No one gets in by accident.

Three warnings first

We send three reminder emails before anything opens. A full window to cancel if you are simply offline.

You set the schedule

Check in monthly, quarterly, or whenever. Your file stays sealed until you go quiet for an extended time.

Start free. Your family gets a clear map. You get peace of mind.

Trusted by families who chose not to leave their loved ones guessing

30-day money-back guarantee on all paid plans

Launch pricingLegacy $199$299Save $100·Ready $79/yr

Free

$0forever

Start building. See how it works. No card needed.

4-section file

People, Access Clues, Wishes, and a personal note. Home and household unlocks on paid plans.

PDF export for yourself

Download your file as a PDF. Trusted family access requires a paid plan.

Upgrade anytime

Your file carries over. Nothing to redo.

Start free

No credit card required

Best value

Legacy

$199$299one-time

Pay once. Your family is protected forever.

Everything in the file, no limits

All 5 sections, family access, PDF, AI note.

Offline Archive included

An encrypted copy your family can open forever, even without DearFile.

No renewals. No future decisions.

Launch price saves $100. One payment, done.

30-day money-back guarantee

Ready

$79/ year

Save 56% vs monthly

Complete file, full access

All 5 sections, trusted family access, AI note, PDF.

Offline Archive for 12 months

Your family can open it after cancellation. Upgrade to Legacy for no-expiry.

Annual reminder to keep it current

Life changes. A yearly nudge keeps your file accurate.

30-day money-back guarantee

No subscription tricks. Cancel anytime. 30-day money-back guarantee on all paid plans. Annual and Lifetime plans include the Read-Only Archive Guarantee.

Buying this for a parent or partner?Give DearFile as a gift

The file takes ten minutes.
The alternative takes your family months.

Ten minutes today. Less chaos for everyone you love.